A Customer Slipped in My Store: What Does General Liability Insurance Cover?
Owning a business comes with many responsibilities, and one of the most critical is ensuring the safety of your customers. Unfortunately, accidents can still happen—even in the safest environments. A ...
5 Winter Driving Tips to Stay Safe This Season
Winter roads can be unpredictable, with icy patches, snow, and limited visibility creating challenging conditions. Staying prepared and cautious is essential to protect yourself and others on the road. Here ...
New Year’s Resolution Ideas to Kick Off 2025
Happy New Year! As we welcome a fresh start, it’s the perfect time to think about the positive changes you’d like to make in your life. Resolutions don’t have to ...
Covering Your Valuable Gifts This Holiday Season
The holiday season is all about finding that perfect gift for loved ones, whether it's a piece of jewelry, the latest gadget, or even a new bike. With so many ...
Can I Bundle Different Business Insurance Policies to Save Money?
Bundling insurance policies is one of the best ways to save money on business insurance. When you bundle, you combine multiple types of insurance under one provider, which often leads ...
Fire Safety Tips for a Safe Holiday Season
The holiday season is a time for celebration, togetherness, and joy, but it's also a time to stay vigilant about fire safety. With lights, candles, and decorated trees, your home ...
Is General Liability Insurance Enough To Protect My Business?
General liability insurance is an essential part of your business insurance portfolio, but is it enough on its own? Depending on your business, the answer may be no. There are ...
Do I Need Business Interruption Insurance, and How Does It Help?
When disaster strikes, your business might have to shut down temporarily. Business interruption insurance helps cover your lost income and operating expenses during that time. Here’s how it works: What It Covers ...
How Much Coverage is Necessary for My Business Operations?
When it comes to business insurance, one size does not fit all. Every business has unique risks, and understanding how much coverage you need can mean the difference between staying ...
Will My Insurance Rates Increase After an Accident or Traffic Violation?
Accidents happen, and let’s be honest—everyone speeds once in a while. But how do these slip-ups affect your insurance premiums? Let’s dig into what happens after you’ve had an accident ...
What Factors Could Lead to a Denial of an Insurance Claim?
Filing an insurance claim should give you peace of mind, but some claims may be denied. Understanding the reasons why can help you avoid common pitfalls. Common Reasons for Claim ...
Spookiest Road: The Haunting Stories That Linger Into November
Halloween is over but the eerie atmosphere surrounding Spookiest Road only grows stronger as November begins. Located in a quiet, rural part of the United States, this road has gained ...
How Does Uninsured/Underinsured Motorist Coverage Work in Washington?
No one likes to think about being in an accident, but what happens if the other driver doesn’t have insurance or doesn’t have enough? That's where Uninsured/Underinsured Motorist Coverage (UM/UIM) ...
Experience Nature’s Spectacular Color Show with Leaf Peeping Experience Nature’s Spectacular Color Show with Leaf Peeping
Have you ever seen the lush greens of summer transform into a vibrant display of reds, oranges, and yellows? If not, you might want to try leaf peeping, a beloved ...
How Can I Reduce the Cost of My Business Insurance Premiums?
We know you want to protect your business while keeping costs in check. Here are some tried-and-true methods for reducing your insurance premiums without sacrificing coverage. Tips to Lower Premiums: ...
Have You Checked Your Roof Lately? A Reminder to Clear Out Those Gutters!
As we transition from the vibrant days of summer to the cozy, cool embrace of fall, it’s not just the indoors that need a seasonal spruce-up. Your home’s exterior, particularly ...
7 Surprising Factors That Can Affect Your Home Insurance in Washington
Home insurance is a vital component of homeownership, providing peace of mind against unexpected disasters and accidents. However, there are several surprising factors that many homeowners may not realize can ...
Safely Navigate Around Road Obstacles
Driving involves more than just following the rules of the road; it requires vigilance and preparedness to navigate around unexpected obstacles that could arise. Whether it’s potholes, debris, or sudden ...
Are You Excited for the Fall Season? Here’s How to Prepare Your Insurance!
Fall brings a palette of colors, cozy evenings, and the aroma of pumpkin spice. It's a beautiful time of year, but it also signals the need for homeowners and car ...
Is Pet Damage Covered by Your Homeowners Insurance?
Pets add a lot of joy to our homes, but they can also introduce certain liabilities, especially when they cause damage. It's important to know how your homeowners insurance may ...
National Preparedness Month: Keeping Your Home and Family Secure
September marks National Preparedness Month, a vital time for homeowners to assess their readiness for unexpected events such as storms, wildfires, and other emergencies. Proper preparation can significantly impact the ...
6 Common Business Risks and How to Prepare for Them
Running a small business in Washington comes with a unique set of challenges and risks. Understanding these risks and preparing for them can help safeguard your business's future. Here are ...
Guiding Your College-Bound Teen: A Fatherly Take on Insurance Essentials
Well, folks, the day has finally come. It feels like just yesterday you were teaching your little one to ride a bike, and now you're packing up the car for ...
How Can You Effectively Downsize When Moving Home in Washington?
Moving to a new home can be both exciting and daunting, especially when downsizing. For homeowners in Washington, careful planning and smart strategies can make this transition smoother. Here are ...
What Are the Secrets Burglars Don’t Want You to Know?
Living in the beautiful state of Washington offers a perfect blend of natural beauty and urban amenities. However, it’s essential to remain vigilant about home security. As your trusted independent ...
Pool Safety Essentials for a Perfect Summer Gathering
Hosting a pool party offers a delightful way to enjoy warm days with friends and family. The sun shining brightly, laughter echoing around the water, and the grill sizzling with ...
Are You Ready for the Washington Summer Heat?
Summer in Washington offers beautiful sunny days perfect for enjoying the outdoors. However, rising temperatures can pose health risks if proper precautions aren't taken. Here are some essential safety tips ...
Boat Insurance Tips for Washington’s Water Enthusiasts
Washington's picturesque waterways provide the perfect backdrop for boating adventures. Whether you’re navigating the Puget Sound, exploring the San Juan Islands, or enjoying a leisurely day on Lake Washington, having ...
Protect Your Business this Summer with Comprehensive Liability Insurance
As the summer season approaches, businesses are gearing up for the busy months ahead. Let’s consider a couple of real-life scenarios to illustrate the importance of liability insurance for summertime ...
Fire Safety Tips for a Safe Independence Day in Washington
As Independence Day approaches, many of us are looking forward to celebrations with family and friends, filled with barbecues, fireworks, and outdoor fun. However, it's essential to keep fire safety ...
Rev Up Your Summer Adventure with ATV Insurance
Finally, it’s summertime! ATV enthusiasts in Washington are gearing up for thrilling rides through scenic trails and rugged terrains. Whether you're a seasoned rider or new to the world of ...
Keeping Your Motorhome Safe from Theft
Summer is around the corner. Motorhome owners in Washington are gearing up for their adventures. However, the increased travel activity also brings a higher risk of theft. Ensuring your motorhome ...
Is Your Furnished Rental Covered by Landlord Insurance?
As a landlord or property owner in Washington, you may be renting out a furnished home and wondering if landlord insurance will cover your furnishings. It's important to understand the ...
Tips To Prep Your Home Cooling System for Summer
As the summer heat approaches in Washington, ensuring your home cooling system is ready is essential for comfort and energy efficiency. Here are some practical steps to get your air ...
How DIY Home Improvements Impact Your Homeowner’s Insurance in Washington
As a homeowner in Washington, engaging in DIY projects can be a fulfilling way to enhance your living space and potentially increase your property's value. However, it's important to consider ...
Kitchen Fires in Washington Homes: Insights and Insurance Guidance
For many homeowners in Washington, the kitchen is the heart of the home. However, it's also a common site for household fires. As your trusted independent insurance advisors, we want ...
How Your Relationship Status Impacts Your Insurance Coverage in Washington
As an independent insurance advisor, I often encounter clients who are surprised to learn that their relationship status can have a significant impact on their insurance coverage. Whether you're married, single, divorced, or widowed, ...
Why Washington Businesses Need a Key Person Insurance
As an insurance advisor working with business owners and corporate professionals in Washington, I emphasize the importance of preparedness and risk management. One essential aspect that can be overlooked is ...
When Your Home Becomes a Money Pit: Understanding Homeowners Insurance in Washington
As a dedicated insurance advisor in Washington, I understand the pride and joy that comes with owning your own home. It's often seen as a safe investment for your future. ...
Your Auto Insurance Guide During Spring in Washington
Spring in Washington is a season of exploration, offering a perfect backdrop for adventurers and road-trippers. As the state sheds its winter coat, it invites residents and visitors alike to ...
Protecting Your Family’s Future: The Importance of Life Insurance for Young Families
There are many complexities faced by young families, particularly those with significant assets and responsibilities. Owning a home and multiple vehicles, while managing the daily dynamics of family life, demands ...
Does Your Business Need Cyber Liability Insurance?
In today's digital era, businesses Worldwide are increasingly vulnerable to cyber threats, making Data Breach and Cyber Liability Insurance crucial components of their risk management strategies. As an independent insurance ...
Understanding Errors and Omissions Insurance Coverage in Washington
For independent professionals and businesses in Washington, having robust insurance coverage isn't just a strategic move; it's a critical safety net for your business. Among the various types of business ...
Essential Tips for Home Landscaping: Navigating Homeowners Insurance Coverage in Washington
Landscaping can transform your Washington home, enhancing its curb appeal and potentially increasing its market value. However, as an independent insurance agency, we cannot stress enough the importance of understanding ...
What Happens When You File an Auto Glass Claim in Washington?
In Washington, where the roads and weather can test the resilience of your vehicle, ensuring your auto insurance covers auto glass claims is a shield against unforeseen expenses. But what ...
7 Ways to Get Your ATV Ready for Spring Adventure
As the snow melts and the trails dry up, spring beckons ATV enthusiasts across Washington to embark on their next adventure. But before you hit the rugged paths, ensuring your ...
Understanding Assignment of Benefits: A Guide for Washington Residents
Navigating the intricacies of insurance policies can often feel like deciphering a complex puzzle. One crucial piece of this puzzle, especially for residents of Washington, is understanding the concept of ...
What Should Entrepreneurs Know About Business Income Coverage?
Entrepreneurs face numerous challenges from managing day-to-day operations to navigating unforeseen disruptions. One essential safety net that can make a significant difference during tough times is business income coverage. As ...
6 Tips for Winter Car Storage
With winter here, many car owners think about winter storage solutions to shield their vehicles from the cold and damp. Here are six tips to ensure your car remains in ...
Tips to Keep Your Home’s Pipes From Freezing in Washington
As an independent insurance agency in Washington, we often advise homeowners on how to protect their homes against various perils, especially those related to our chilly winters. One common issue ...
How a Business Owner Policy (BOP) Benefits Washington’s Small Businesses
As an independent insurance agency in Washington, we’ve seen firsthand the challenges and risks small business owners face daily. To mitigate these risks, a Business Owner Policy (BOP) is often ...
Why Flood Insurance is an Essential Safeguard for Your Home?
Living in the beautiful Pacific Northwest comes with its fair share of natural beauty and outdoor adventures. However, it also brings the potential for heavy rainfall, river flooding, and other ...
A Guide to Starting Fresh with Rental Insurance in Vancouver
Renting a home in Vancouver comes with its own set of responsibilities, and one crucial aspect that often gets overlooked is rental insurance. Whether you're a new tenant or considering ...
7 Common Home Insurance Claims and How to Avoid Them in Washington
As an experienced independent insurance agent in Washington, I've encountered a wide range of home insurance claims. Understanding these common claims can help homeowners like you take preventive steps to ...
5 Innovative Team Building Ideas for Business Owners
As a dedicated independent insurance agent serving the vibrant business community of Vancouver, WA, I understand the importance of starting the New Year with a motivated and cohesive team. Here ...
5 Key Goal-Setting Strategies in the New Year
As we enter the new year, it’s the perfect time to reflect and set objectives. Here are five effective tips for setting and achieving your goals in the upcoming year. ...
Protecting Your Sparkling Gifts: Adding Jewelry to Your Home Insurance in Vancouver, WA
As the festive season unfolds in Vancouver, WA, receiving a beautiful piece of jewelry as a Christmas gift can be a truly special moment. But with this excitement comes a ...
What is the Difference Between Personal Auto Insurance and Commercial Auto Insurance?
While personal and commercial auto insurance both offer protection against vehicle-related risks, understanding their differences is crucial for ensuring appropriate coverage. Personal Auto Insurance: For Everyday Drivers Personal auto insurance ...
What type of business insurance do I need for my restaurant in Washington?
For a restaurant owner in Washington, there are several types of business insurance you should consider to protect your business, employees, and customers. Here's a brief overview of each: 1. ...
Do I Really Need Uninsured/Underinsured Motorist Coverage?
Understanding what auto insurance policy best fits your needs can often feel like a complex puzzle, especially when it comes to understanding the various types of coverage available. One question ...
Shielding Your Business: The Importance of Employment Practices Liability Coverage
What is Employment Practices Liability Coverage (EPLI)? EPLI is a specialized insurance coverage designed to protect businesses from the financial consequences of employment-related lawsuits. These lawsuits can arise from various ...
Celebrating Gratitude: Our Appreciation for Amazing Clients
Our team would like to take a moment to express our heartfelt gratitude. At Evergreen Insurance, we are immensely thankful for the incredible clients who have placed their trust in ...
The Importance of Water and Sewer Backup Coverage in Your Washington Homeowners Insurance Policy
Living in the beautiful state of Washington, where we experience diverse weather patterns, understanding why you need this coverage is essential for protecting your home and your financial well-being. What ...
Protecting Your Identity: The Importance of Identity Theft Coverage
With identity theft on the rise, protecting yourself and your financial security is paramount. That's where identity theft coverage comes into play, offering essential financial and emotional support in the ...
Insurance Essentials for Seasonal Businesses in Washington State
Seasonal businesses in Washington face a range of unique challenges and opportunities due to the state's varying climates and landscapes. From the wet forests of the Olympic Peninsula to the ...
Preparing Your Home for Winter: 5 Maintenance Tips for Homeowners in Washington
As winter approaches in Washington state, it's crucial to ensure that your home is ready to withstand the colder temperatures and potential weather challenges. Proper winter maintenance not only keeps ...
What Types of Insurance Do I Need for My Mechanic Shop in Washington?
What Types of Insurance Do I Need for My Mechanic Shop in Washington? Operating a mechanic shop in Washington, as in any state, comes with inherent risks. Protecting your business ...
Why Are My Insurance Rates Increasing in Washington?
Why Are My Insurance Rates Increasing in Washington? If you're a resident of Washington and you've noticed an increase in your insurance rates, you're not alone. Insurance rate hikes can ...
Making Informed Choices: When to Get a Personal Umbrella Insurance Policy
Elevating Your Insurance Coverage with a Personal Umbrella Policy Insurance policies provide peace of mind by safeguarding you from unexpected financial losses. A personal umbrella insurance policy is an extra ...
Protecting Your Home: 5 Essential Tips to Fireproof Your Home in Washington
Living in Washington, where forest fires are a real concern, taking proactive steps to fireproof your home is vital. This guide provides valuable insights into five essential tips for fireproofing ...
Does My Business Need Directors and Officers Insurance?
Understanding the Importance of Directors and Officers Insurance In the fast-paced world of business, making informed decisions is crucial. One such decision that often arises is whether your business needs ...
Discover the Benefits of Comprehensive Auto Insurance in Vancouver, WA with Evergreen Insurance!
Imagine cruising along the scenic roads of Vancouver, WA, with the majestic Columbia River as your backdrop. As you embark on your daily journeys, the last thing you want is ...
Do You Need Insurance if You Run a Business Out of Your Home in Washington?
As a business owner myself in Washington, I understand the entrepreneurial spirit and the appeal of running a business from the comfort of your home. If you're among the growing ...
Should You Consider Purchasing an Earthquake Insurance Policy in Washington?
Owning a home is a significant achievement and a place where lasting memories are made. However, living in Washington means being aware of the potential risks posed by earthquakes. To ...
Safeguarding Your Business: The Importance of Business Interruption Insurance in Washington
As an independent insurance advisor in Washington, it is my duty to ensure that you have the necessary protection in place to safeguard your business from unexpected disruptions. One crucial ...
Why Insurance Rates are Increasing
If you've noticed that your insurance rates have been creeping up over the past couple of years, you're not alone. Many policyholders have been scratching their heads and wondering why ...
In The Spotlight – Customer Highlight – Tom Thornton
Tom Thornton, owner of Havoline Xpress Lube on SE Mill Plain, is celebrating his 20th year as a business owner! I had the pleasure of talking with Tom recently about how ...
In The Spotlight – Agency Highlight – Christie Soanka
Christie has been a part of the Evergreen Insurance family since February 2018. She has a background in the insurance industry as she worked for her dad’s agency as a ...
April is Distracted Driving Awareness Month
April is National Distracted Driving Awareness Month It's a time to raise awareness about the dangers of distracted driving. Distracted driving is any activity that takes your attention away from driving, including texting, ...
Valentine’s Day Cookie Recipe
Sweeten the day with these simple-to-make Valentine’s Day cookies. Cut them into heart-shaped cookies and decorate with icing and colorful sprinkles for a delightful Valentine’s Day treat. Valentine’s Day Cookies ...
In the Spotlight – Agency Highlight
Challenge Accepted! Jesse Villafranca is taking on a new challenge through an extreme fitness event and fundraiser, with all funds raised being donated to TrailLife Troop 360 and to Vida’s ...
In the Spotlight – Customer Highlight
Lisa Hawes has been a customer of Evergreen Insurance since February 2002, almost as long as our agency has been around. She is extremely loyal and a great mom. She ...